$128,700, 3br, 3 Bedroom, 1.5 Bath, BEAUTIFUL Brick RANCH. 0%* Down Payment ~$697/month

PRICE REDUCED TO $128,700 FOR IMMEDIATE NOVEMBER SALE! AVAILABLE NOW: BEAUTIFUL 3-bedroom, 1.5 bath UNIVERSITY CITY (St. Louis County), ranch home. Available FURNISHED or UNFURNISHED and, at the time of closing, the SELLER will GIVE YOU $2,700 CASH---FREE! (This assumes that no real estate commission would be payable to another real estate agent; if another real estate agent is involved, this amount would be reduced accordingly).

NO DOWN PAYMENT if you go with *FHA\VA/VHA or if you agree to a slightly higher mortgage interest rate! Alternatively, (if you put up ONLY a small down payment which you may have "borrowed temporarily" from a retirement plan, your savings, a friend or relative), you could then use the FREE $2,700 cash to reimburse almost all, or all, of your down payment OR, use the money for upgrades and/or for any other purpose for which you, the BUYER, wish to use the money. If you have NO DOWN PAYMENT, then YOU "pocket" the ENTIRE $2,700!

[If you happen to work for the City of University City or for Washington University, you are further eligible for even more money: a FREE grant of an additional $6,000!] Further, that's not all! If you are a FIRST TIME HOME BUYER or UPGRADING FROM AN EXISTING HOME, when you buy this home, you are entitled to $8,000 from Uncle Sam! HOWEVER, this $8,000 U.S. Government "give-a-way" expires THIS MONTH: November 30th; the home must close on or before this date for you to receive the $8,000.

If your credit score is less than "fair" or if you have had a bankruptcy but have a good history of sufficient regular employment, don't worry. Many mortgage companies will still give you a mortgage if you have an acceptable co-signer.

The home is on a gorgeous tree-line street with warm, friendly neighbors INCLUDING a University City Councilman and his family.

Billionaire Donald Trump recently said:
"This is the GREATEST TIME to buy a home!"

DON'T HAVE THE MONEY RIGHT NOW FOR A SMALL DOWN PAYMENT
IF YOU ELECT TO PUT UP 3%-5%?
. . . NOT READY TO BUY A HOME?
. . . NO PROBLEM!

NEGOTIABLE: A LEASE with an Option to Buy is possible with part of your monthly rent on your lease (only $1099/month), going directly TO YOU as a CREDIT against the purchase price of this incredible $128,700 home at a 30-year mortgage interest rate that is phenomenally very VERY low.

You can lease the home now, LONG TERM OR SHORT TERM, (furnished or unfurnished), and at any time during your lease, if and when you decide to buy the home, you would then start paying ONLY ~$697 per month mortgage payments instead of the $1099 monthly rental!

ADDITIONAL BONUS: The Seller/Lessor can help you obtain a SPECIALLY-ARRANGED (for this home), 5.xx% interest rate for 30-years. PLUS, the Seller/Lessor will, as indicated, GIVE, yes GIVE you, the Buyer, $2,700 CASH at the time of closing; there are no STRINGS or RESTRICTIONS ATTACHED!

This $2,700 IN FREE CASH may be used by you, the Buyer, for redecorating/upgrades and/or to reimburse most, IF NOT ALL, of your down payment (if applicable) and/or anything else for which you wish to use the money! If you ever wanted to own your own home or to lease one until you were ready to buy, NOW--IS THE INCREDIBLE TIME TO DO IT!

* * * THIS IS A ONCE IN A LIFETIME OPPORTUNITY THAT WILL NEVER BE OFFERED AGAIN * * *

THE HOME: ALL-BRICK, combination living/dining room (GREAT ROOM) with high-vaulted ceilings providing plenty of natural light, hardwood floors, microwave oven, dual stainless kitchen sink with new garbage disposal, refrigerator, many new mini-venetian blinds, drapes, some hardwood/carpeted floors, fenced-in backyard, screened porch, deluxe ADT alarm system w/remote control, master bedroom with ceiling fan, and completely AIR-CONDITIONED and HEATED basement with finished wood-paneled recreation room and washer/dryer hook-up. The basement even has separated areas which can be used for additional bedrooms/hobby/exercise rooms, AND, it has rough-in plumbing in case you want to add a basement bathroom. Children or pets? Either will love the beautiful, secure, fenced-in, backyard, the screened-in porch, and the wood-paneled, air-conditioned recreation room.

PARKS/RECREATION: Only 1/2 block from beautiful Majerus Park/lake and only two blocks from Heman Park w/recreation and community center, pool, soccer/baseball fields. It is only a short distance from shopping, grocery stores, Walgreens, White Castle, gas stations, a great Chinese restaurant, etc.

FANTASTIC ACCESS: Easy direct access to Olive Street Road and Page Avenue and just minutes from Washington University/Barnes-Jewish Hospital complex/medical school; downtown Clayton is only 5-minutes away. It is in the top-rated University City school system. This St. Louis County home is only minutes from anywhere in West County and Mid-town. DOWNTOWN St. Louis is easy to reach using the Forest Park Expressway (without using highway #40/#64 which is unavailable and under re-construction during ALL of 2009!)

See COMPLETE PICTURES/DESCRIPTION:

http://International-Enterprises.com/WILLOWTREE5.htm

ALSO TAKE A LOOK AT THE ANIMATION:

http://animoto.com/play/bf9109ce78709c7256c672fa38d20930