Get the most affordable comprehensive or liability St. Louis car insurance rates for your vehicles and save up to hundreds (or thousands) of dollars. We research and shop all of the major carriers so you can quickly and easily view the best options. If you live in Missouri, we'll find the best offers and give you unbiased advice regarding your best options. If you lost your license, you can get low-cost direct coverage that will satisfy all required liability requirements. Many optional deductibles are also offered that will lower your premium but also satisfy leasing or finance requirements.
We understand that not every applicant has perfect credit or a spotless driving record. You also may have had a lapse in coverage or may not be covered at all. We can still help since we work with all of the top-rated carriers. If you are currently without coverage, many carriers offer special budget-friendly plans that will get you back on the road quickly, while meeting all state liability requirements. If you were unable to reinstate a recently lapsed policy, please let us know. We will find the best option for you. All quotes and applications can be handled online. However, if you need to see a broker personally, many locations are available including N. Kirkwood Road, Emerson Road, Reavis Road, Weber Hill Road, Watson Road, Schuetz Road, and S. Lindbergh Boulevard. Of course, the cheapest Missouri Car Insurance rates are always just a click away.
Get your free quote now from the premier trusted resource for quality car insurance from the top-rated companies at the absolute lowest price. We constantly update our quotes so you are always receiving the best offers. Whether you live within the city limits, or Oakland, Clayton, Rock Hill, Manchester, Brentwood, or any other area, we can help. Even residents of neighboring states can use our free service.
Simply click on our secure link below, provide your zip code, and click on an insurer for your quote. Within minutes, you can start saving.
There is no cost or obligation, and you do not have to purchase a policy or switch from your current company. If you have been a customer of your existing carrier for more than 20 years and your rates are low, it probably is best to remain with that carrier.
With more than 33 years of experience helping consumers, we specialize in finding the most affordable auto insurance rates in Missouri. If you own a motorcycle, RV, or other licensed vehicles, we also will provide the most competitive offers from the best available carriers. We serve customers throughout the state and our service is always 24/7. The Missouri Department of Insurance helps regulate companies and allows consumers to view and compare financial safety ratings. Also, complaint indexes of each company is provided, which informs potential buyers of policies the number of complaint associated with that company.
Affordable preferred and high-risk coverage is offered by most companies. Low down-payments and same-day coverage is also available. If you have an antique or classic car or truck, special policies are offered that cover the market value of the vehicle. Retired persons (or if you drive less than 9,000 miles per year) may receive additional discounts. If you work for Peabody Energy or Ameren, group pricing may apply, and a special 3%-15% rate reduction could be offered. NOTE: Many of the zip codes in the area offer very attractive rates. Some examples are 63128, 63124, 63120, 63108, 63127, 63123, 63119, 63115, 63111, 63107, 63126, 63122, 63118, 63114, 63106, 63121, 63109, and 63105.
The Missouri BMV helps administer rules and regulations in the state, and helps verify that all policies are compliant, and meet the minimum bodily injury and property damage requirements, which are 25,000/$50,000/$10,000. The BMV also can also help with selling and gifting of vehicles, missing and duplicate titles, and boat, trailer, and ATV guidelines.
Of course, you can change deductibles and liability limits at any time. Typically, minimum limits change every 5-10 years. However, higher limits will be required if you are considering a personal umbrella rider. Property damage limits of at least $25,000 are strongly recommended by most companies. Several of the carriers with the lowest rates in the state include Progressive, Farmers, USAA, Auto-Owners, Allied, Hartford, Nationwide, Liberty Mutual, and American Family.
St. Louis is one of the great cities in the Midwest. We encourage you to visit the area, and enjoy the combination of sightseeing, great food, and of course, low car insurance rates! And there's plenty of great college and professional sports teams as well! Whether you decide to move to the area, or just stay for the day, you won't be disappointed.
Non-owner's policies are also available if you do not presently own a vehicle and have other types of transportation. SR-22 Bonds are also offered if you need to reinstate a license. The MO. state minimum liability limits for passenger vehicles are $25,000 per person, $50,000 per accident, and $10,000 of property damage. typically, collision and comprehensive are only required if you are leasing or financing.
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